What the Budget Really Means for Landlord Mortgages - Broker Explains

After weeks of confusion, headlines, and half-baked social media takes… what does the 2025 Budget actually mean for landlords and their mortgages?

In this episode, we sit down with Tom from Mortgage Tribe to cut through the noise and break down how the Chancellor’s announcements really impact borrowing, affordability, tax planning, and long-term strategy.

Frozen tax thresholds. Rising property income tax. Higher dividend tax for company landlords. Savings tax changes. It’s a lot but this episode makes it simple.

If you’re a landlord with remortgages coming up, thinking about incorporating, or just trying to work out what this Budget means for your cashflow, this one is essential listening.

We cover:

• What frozen income tax thresholds until 2031 mean for landlord affordability

• How the 2027 rise in property income tax affects cashflow and remortgaging

• Dividend tax increases for limited company landlords

• Savings tax rises and how that impacts deposit planning

• The biggest myths landlords still believe about rates, affordability and limited companies

• Real-life landlord scenarios and how Tom would approach them

Whether you're a portfolio landlord, just getting started, or planning a refinance, this episode clears up the confusion and gives you the clarity you actually need.

Contact Tom:
Email: tom@mortgagetribe.co.uk
Website: www.mortgagetribe.co.uk

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